Quality Healthcare Protection for Every Family
Sahara Family Health Plan
Comprehensive financial protection for your entire family during medical emergencies
COVERAGE INCLUDES
Sahara Family Coverage
The Sahara Family Health Insurance Plan offers comprehensive financial protection against illness or accidental emergencies requiring hospitalization. Enjoy cashless treatment, pre/post hospitalization coverage, and complete in-patient care across Pakistan.
Cashless Facility
Cashless treatment at State Life's network hospitals across Pakistan
In-patient Coverage
Complete coverage for doctor fees, diagnostics, medicines, ICU and operation theatre charges
Day Care Treatment
Covers chemotherapy, radiotherapy, hemodialysis and other procedures under 24 hours
Emergency Services
Emergency ambulance and medical evacuation charges from authorized providers
About the Plan
Sahara Family - Protect What Matters Most
Our comprehensive health insurance plan is designed to provide Pakistani families with complete financial protection during medical emergencies. From routine hospitalizations to critical care, we've got your family covered.
- 18-64 Years Age Eligibility
for Primary Insured - Spouse & Children (0-17yrs)
Covered Under One Plan
Yrs
Loyalty Reward
%
Cashless Care
Yrs
Full Coverage
Policy Highlights
Key Benefits & Features
Understand the comprehensive coverage, waiting periods, loyalty rewards and optional benefits that make Sahara Family the ideal health insurance plan for your family.
Waiting Periods
Illness & Accident Coverage
60-day general waiting period for illness claims. Accident claims covered immediately upon policy commencement.
Pre-existing Conditions
Gradual Coverage Scale
20% in Year 1, 40% Year 2, 60% Year 3, 80% Year 4, 100% from Year 5 onwards for pre-existing conditions.
Loyalty Reward
Family OPD Wallet
33.33% of 3 years' premiums credited to your Family OPD Wallet after 3 consecutive claim-free years.
Maternity Coverage
Optional Add-on
Choose from 2 options: No waiting period with 10% co-pay or 10-month wait with 100% coverage. Rider plans up to 150,000 PKR.
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